🏖️ Retirement Planner退休規劃

Project your Hong Kong MPF savings and estimate your monthly retirement income.預測你的香港強積金儲蓄，估算退休後每月收入。

About you你的資料

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Mandatory MPF is 5% employee + 5% employer, on income capped at $30,000/mo (min $7,100).強制性供款為僱員 5% ＋ 僱主 5%，有關入息上限每月 $30,000（下限 $7,100）。
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e.g. TVC — tax-deductible up to $60,000/year.例如可扣稅自願性供款（TVC），每年扣稅上限 $60,000。

Assumptions假設

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Results計算結果

Estimated monthly retirement income估算退休後每月收入
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MPF balance at retirement退休時強積金結餘
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Monthly MPF contribution now現時每月供款
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Fill in your details and tap Calculate.填好資料後按計算。

Estimates only, for general guidance — not financial advice. Actual MPF returns vary and are not guaranteed. Rules reflect current MPF mandatory contribution limits. Inspired by the ASIC Moneysmart retirement planner, adapted for Hong Kong MPF.僅供一般參考的估算，並非財務建議。實際強積金回報會有波動且不獲保證。計算採用現行強積金強制性供款上下限。參考自澳洲 ASIC Moneysmart 退休計算工具，並按香港強積金調整。